Paperless payments has provided our church with a system for direct online giving that is user friendly and flexible. People can choose to make one-time gifts or set up a recurring schedule of automatic contributions. The contribution reports are easy to access and immediately available. This service was frequently requested by members of our congregation. We are happy that Paperless Payments could fill this need so painlessly and inexpensively for us. We recommend it!
Karen Kovach
Cornerstone Church of Ames
Paperless Payments Info Sheet
What is Paperless Payments?
Paperless Payments is a new service that can help your business accept online contributions via electronic check or credit card. Working closely with two of the nation’s largest processors, Wells Fargo and Echo, payments become faster, more reliable and more cost effective. Paperless Payments allows for easy giving anytime with 24/7 reporting.
What are the Benefits to My Company?
- Reduction of administration and operating expenses
- Elimination of time lost by employees who deposit checks during work hours
- Reduction of clerical cost for account reconciliation
- Elmination of stop payment charges & check reissue charges
- Accelerated availability of funds
- Reduced remittance processing costs (paper handling) from absence of check
- Better cash management forecasting
- Improved business relationships
- Certainty of delivery
- Possible reduction of bank service charges
What are the Benefits to My Customers?
- Convenience of not having to write checks
- Elimination of postage expense & risk of late payments
- Avoidance of late or interest charges through prompt, timely payments
- Establishment of excellent payment and credit reports
- The ability to set up automatic re-occuring payments
Payment Solution Process
- Process of Payment
- Customer to Customer's Bank
- Customer's Bank to Electronic Check / Credit Card
- Electronic Check / Credit Card to Your Bank
- Your Bank to Your Business
- Agreements & Reporting
- Customer to Agreements & Reporting
- Reporting to Your Business
- Want to make payments instead? Simply Reverse the Process
Advantages of Using Paperless Payments
- Web-based with ability to integrate to your existing website
- Reports available 24/7 for all transactions
- User-friendly, easy to use interface
- Fast movement of your cash
- Customers ability to view their account
Security
Paperless Payments site ensures a secure giving environment to protect against the loss, misuse, and/or alteration of your personal and contribution information. We use 128 bit SSL (secure socket layer) encryption technology when transactions are transmitted. Look for the closed padlock at the lower left-hand corner of your browser.
Customers
Make Payments
Customers can make a one time payment easily by selecting the fund / account, the amount to give and which financial account to debit from.
Recurring Payments
Customers can also set up recurring payments to help them keep accountable to their payments.
...and easy to integrate into your existing website.
Business
Customers
Business staff can look at the list of customers that have setup an online account.
Customer Portal
A customer portal allows staff to look at a customer’s profile, history and any recurring payments that are set up.
...and Business staff can login to view and download reports on payments.